Products.
A Broker gives you access to more products. We aren't limited to just one menu, we are constantly sourcing the best mortgage products in the industry. We do this to find you the right loan at the best price.
Let's talk about which product is right for you.
We answer any questions you have about home loans. We give you the language and education so you can make informed decisions.
Conventional
Conventional Loans, lovingly referred to as Fannie and Freddie loans, are extremely flexible. You save money on your monthly payment if you put 20% down. This option is generally the best for people with good credit.
As little as 1% down payment.
Lowest documentation requirements.
FHA
FHA loans are a fantastic option to buy your Primary Residence; in other words an FHA loan is for the home you plan to live in. These loans are backed by the Federal government to ensure everyone has access to home financing.
Perfect for less-than-ideal credit scores.
Lower Income options and only 3.5% down payment.
VA
Backed by the VA, these loans were specifically created for those who are serving or have served our country in the militiary. Qualifying Veterans can get 100% financing for their home.
Zero down payment.
Flexible Credit requirements and no Mortgage Insurance (meaning lower monthly payments!)
New Construction
Looking to build your dream home? Own land and looking for financing? We have it covered. Whether you are working with a big builder or a contractor, we have many options available.
Up to $3 Million available for Construction.
Builder friendly.
Home Equity
Got kids in college? Credit Card debt stacking up? Looking to remodel your kitchen? If so, Home Equity products might be for you. Recent increases in home value means Americans have more equity than ever.
Get access to cash without the high interest rates.
Consolidate debt.
Non-QM
Non-Qualified Mortgage, or Non-QM for short, is for anyone who doesn't fit in the box. Our expertise in guidelines and loan approval gives you the best chance to get the Mortgage that you thought was out of reach.
Extreme flexibility with income and credit history.
Creative Mortgage solutions.